To improve outcomes among high-interest borrowers, policymakers need to understand what is driving usage. This second post in MDRC’s Reflections on Methodology series discusses how a data discovery process revealed clusters of borrowers who differed greatly in the kinds of loans and lenders they used and in their loan outcomes.
In his testimony before the House Ways and Means Subcommittee on Income Security and Family Support, MDRC President Gordon Berlin argues that the most direct way to alleviate poverty is to tackle the legacy of falling wages, particularly for men with less education.
Presented Before the Subcommittee on Federalism and the Census, House Committee on Government Reform
MDRC’s study of Jobs-Plus, an employment program for public housing residents, offered the first hard evidence that a work-focused intervention based in public housing can effectively boost residents’ earnings and promote their self-sufficiency. Congress may wish to consider introducing Jobs-Plus in additional housing developments across the country.
New Directions in Evaluations of American Welfare-to-Work and Employment Initiatives
Planning for the Jobs-Plus Demonstration